Current Interest Rates

Effective Date: Apr 18, 2018

 Type of
Account

Minimum
Deposit
to Open

Compounding Interest
Rate

Annual Percentage
Yield *

Super Jumbo CD's:

 30 Day CD $250,000.00  Simple 0.25% 0.25% 
90 Day CD $250,000.00  Simple 0.60% 0.60%
180 Day CD $250,000.00  Simple 0.80% 0.80% 
1 Year CD $250,000.00  Simple 0.90% 0.90%
2 Year CD $250,000.00  Simple 0.95% 0.95%

Jumbo CD's: 

 30 Day CD
 $95,000.00  Simple
0.15% 0.15%
 90 Day CD
 $95,000.00  Simple 0.50% 0.50%
 180 Day CD
 $95,000.00  Simple 0.70% 0.70%
 1 Year CD
 $95,000.00  Simple 0.85% 0.85%

Personal CD's: 

30 Day CD 
 $500.00  Daily 0.15% 0.15%
 90 Day CD
 $500.00  Daily 0.30% 0.30%
 180 Day CD
 $500.00  Daily 0.60% 0.60%
 1 Year CD
 $500.00  Daily 0.80% 0.80%
 1 1/2 Year CD
 $500.00  Daily 0.80% 0.80%
 2 Year CD
 $500.00  Daily 0.85% 0.85%
 2 1/2 Year CD
 $500.00  Daily 0.90% 0.90%
 3 Year CD
 $500.00  Daily 1.05% 1.06%
 4 Year CD
 $500.00  Daily 1.15% 1.16%
 5 Year CD
 $500.00  Daily 2.00% 2.02%

Transaction Accounts: 

Health Savings Account:         
          - $500 to $4,999.99   $50.00  Simple 0.10% 0.10%
          - $5,000 and Above   $50.00  Simple 0.30% 0.30%
         
FLNB Now Account  $1,500.00   Simple 0.10% 0.10%
Your Choice Checking    $25.00  Simple 0.10% 0.10%
         
FLNB Money Market Plus Account:         
 - $0 to $9,999.99 
 $2,500.00  Simple 0.10% 0.10%
 - $10,000.00 to $49,999.99
    0.15% 0.15%
 - $50,000.00 to $94,999.99
    0.20% 0.20%
 - $95,000.00 and above
    0.30% 0.30%
         
FLNB Savings Account
 $100.00  Daily 0.15% 0.15%
FLNB Student Savings Account
 $50.00  Daily 0.15% 0.15%

*Rates may change after an account is opened
*There is a minimum balance requirement for obtaining the stated APY on the "FLNB NOW Account" of $1,500
*There is a minimum balance requirement for obtaining the stated APY on the "Health Savings Account" of $500
*Fees and withdrawals could reduce earnings
*CD's - early withdrawal penalties may apply