EFFECTIVE MAY 11, 2018, Federal law requires all financial institutions to obtain, verify and record information that identifies the beneficial owners of all legal entity customers (subject to certain exclusions and exemptions) at the time a new account is opened, or an existing account renews.  This incudes Checking Accounts, Savings Accounts, Certificates of Deposits, Safe Deposit Boxes, and Loans.


Current Interest Rates

Effective Date: Jun 20, 2018

 Type of
Account

Minimum
Deposit
to Open

Compounding Interest
Rate

Annual Percentage
Yield *

Super Jumbo CD's:

 30 Day CD $250,000.00  Simple 0.44% 0.44% 
90 Day CD $250,000.00  Simple 0.79% 0.79%
180 Day CD $250,000.00  Simple 0.99% 0.99% 
1 Year CD $250,000.00  Simple 1.14% 1.14%
2 Year CD $250,000.00  Simple 1.14% 1.14%

Jumbo CD's: 

 30 Day CD
 $95,000.00  Simple
0.34% 0.34%
 90 Day CD
 $95,000.00  Simple 0.69% 0.69%
 180 Day CD
 $95,000.00  Simple 0.89% 0.89%
 1 Year CD
 $95,000.00  Simple 1.04% 1.04%

Personal CD's: 

30 Day CD 
 $500.00  Daily 0.34% 0.34%
 90 Day CD
 $500.00  Daily 0.49% 0.49%
 180 Day CD
 $500.00  Daily 0.79% 0.79%
 1 Year CD
 $500.00  Daily 0.99% 0.99%
 1 1/2 Year CD
 $500.00  Daily 0.99% 0.99%
 2 Year CD
 $500.00  Daily 1.04% 1.05%
 2 1/2 Year CD
 $500.00  Daily 1.09% 1.10%
 3 Year CD
 $500.00  Daily 1.24% 1.25%
 4 Year CD
 $500.00  Daily 1.34% 1.35%
 5 Year CD
 $500.00  Daily 2.19% 2.21%

Transaction Accounts: 

Health Savings Account:         
          - $500 to $4,999.99   $50.00  Simple 0.10% 0.10%
          - $5,000 and Above   $50.00  Simple 0.30% 0.30%
         
FLNB Now Account  $1,500.00   Simple 0.25% 0.25%
Your Choice Checking    $25.00  Simple 0.25% 0.25%
         
FLNB Money Market Plus Account:         
 - $0 to $9,999.99 
 $2,500.00  Simple 0.10% 0.10%
 - $10,000.00 to $49,999.99
    0.20% 0.20%
 - $50,000.00 to $94,999.99
    0.35% 0.35%
 - $95,000.00 and above
    0.45% 0.45%
         
FLNB Savings Account
 $100.00  Daily 0.25% 0.25%
FLNB Student Savings Account
 $50.00  Daily 0.25% 0.25%

*Rates may change after an account is opened
*There is a minimum balance requirement for obtaining the stated APY on the "FLNB NOW Account" of $1,500
*There is a minimum balance requirement for obtaining the stated APY on the "Health Savings Account" of $500
*Fees and withdrawals could reduce earnings
*CD's - early withdrawal penalties may apply