Current Interest Rates

Effective Date: Mar 01, 2017

 Type of
Account

Minimum
Deposit
to Open

Compounding Interest
Rate

Annual Percentage
Yield *

Super Jumbo CD's:

 30 Day CD $250,000.00  Simple 0.15% 0.15% 
90 Day CD $250,000.00  Simple 0.40% 0.40%
180 Day CD $250,000.00  Simple 0.45% 0.45% 
1 Year CD $250,000.00  Simple 0.60% 0.60%
2 Year CD $250,000.00  Simple 0.75% 0.75%

Jumbo CD's: 

 30 Day CD
 $95,000.00  Simple
0.05% 0.05%
 90 Day CD
 $95,000.00  Simple 0.30% 0.30%
 180 Day CD
 $95,000.00  Simple 0.35% 0.35%
 1 Year CD
 $95,000.00  Simple 0.50% 0.50%

Personal CD's: 

30 Day CD 
 $500.00  Daily 0.05% 0.05%
 90 Day CD
 $500.00  Daily 0.10% 0.10%
 180 Day CD
 $500.00  Daily 0.25% 0.25%
 1 Year CD
 $500.00  Daily 0.45% 0.45%
 1 1/2 Year CD
 $500.00  Daily 0.45% 0.45%
 2 Year CD
 $500.00  Daily 0.65% 0.65%
 2 1/2 Year CD
 $500.00  Daily 0.70% 0.70%
 3 Year CD
 $500.00  Daily 0.85% 0.86%
 4 Year CD
 $500.00  Daily 0.95% 0.96%
 5 Year CD
 $500.00  Daily 1.05% 1.07%

Transaction Accounts: 

Health Savings Account:         
          - $500 to $4,999.99   $50.00  Simple 0.10% 0.10%
          - $5,000 and Above   $50.00  Simple 0.30% 0.30%
         
FLNB Now Account  $1,500.00   Simple 0.05% 0.05%
Your Choice Checking    $25.00  Simple 0.05% 0.05%
         
FLNB Money Market Account     Simple 0.05% 0.05%
FLNB Money Market Plus Account:         
 - $0 to $9,999.99 
 $2,500.00  Simple 0.05% 0.05%
 - $10,000.00 to $49,999.99
    0.10% 0.10%
 - $50,000.00 to $94,999.99
    0.15% 0.15%
 - $95,000.00 and above
    0.25% 0.25%
         
FLNB Savings Account
 $100.00  Daily 0.10% 0.10%
FLNB Student Savings Account
 $50.00  Daily 0.10% 0.10%

*Rates may change after an account is opened
*There is a minimum balance requirement for obtaining the stated APY on the "FLNB NOW Account" of $1,500
*There is a minimum balance requirement for obtaining the stated APY on the "Health Savings Account" of $500
*Fees and withdrawals could reduce earnings
*CD's - early withdrawal penalties may apply