EFFECTIVE MAY 11, 2018, Federal law requires all financial institutions to obtain, verify and record information that identifies the beneficial owners of all legal entity customers (subject to certain exclusions and exemptions) at the time a new account is opened, or an existing account renews. This incudes Checking Accounts, Savings Accounts, Certificates of Deposits, Safe Deposit Boxes, and Loans.
|Minimum Balance to Open||$25.00|
|Minimum Balance Requirement||None|
|Monthly Activity Service Charge*||No Charge|
We reserve the right to convert to FLNB YOUR CHOICE CHECKING if these requirements are not met.
Add-on products available for an additional monthly fee:
|VISA Check Card||$1.00|
Some restrictions apply**
Overdraft Privilege Limit Available (fees will apply)
See FLNB Overdraft Privilege Policy for More Details***
|*||Monthly statement period includes the last business day of the previous monthly statement through to next to the last business day of the current month.|
|**||Your account has been open for at least thirty (30) days, and thereafter you maintain your account in good standing, which includes at least:|
|***||We offer other overdraft protection plans which may be less expensive than our standard overdraft practices, such as:|
See one of our Universal Bankers for more details.