EFFECTIVE MAY 11, 2018, Federal law requires all financial institutions to obtain, verify and record information that identifies the beneficial owners of all legal entity customers (subject to certain exclusions and exemptions) at the time a new account is opened, or an existing account renews. This incudes Checking Accounts, Savings Accounts, Certificates of Deposits, Safe Deposit Boxes, and Loans.
|Minimum Balance to Open||$2,500.00|
|Minimum Daily Balance||Monthly Low Balance Charge|
|$2,500.00 and Over||No Charge|
|$0.00 - $2,499.99||$15.00|
|Money Market activity charge for each debit over 6||$10.00|
You may make no more than six (6) preauthorized withdrawls, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle.
This is a Tiered Money Market Account that the more your money grows, the more you earn. Your interest rate increases as your balance reaches a certain amount. Interest rate is based on tiers. Ask for current rate information.
|Overdraft Privilege Limit||$750.00|
**Some restrictions apply.
***See FLNB Overdraft Privilege Policy for More Details
|*||Monthly statement period includes the last business day of the previous monthly statement through to next to the last business day of the current month.|
|**||Your account has been open for at least thirty (30) days, and thereafter you maintain your account in good standing, which includes at least:|
|***||We offer other overdraft protection plans which may be less expensive than our standard overdraft practices, such as:|
See one of our Universal Bankers for more details.