EFFECTIVE MAY 11, 2018, Federal law requires all financial institutions to obtain, verify and record information that identifies the beneficial owners of all legal entity customers (subject to certain exclusions and exemptions) at the time a new account is opened, or an existing account renews.  This incudes Checking Accounts, Savings Accounts, Certificates of Deposits, Safe Deposit Boxes, and Loans.

Consumer Loans

Car Loans - We will finance your new car for a maximum term of six years or your used car, depending on the age, for a maximum term of four years. 

Boat Loans - We will finance your new boat for a maximum term of five years or your used boat, depending on the age, for a maximum term of four years. 

Recreational Vehicle Loans - We will finance your new vehicle for a maximum term of five years or your used vehicle, depending on the age, for a maximum term of four years. 

Personal Loans - We can help you do home improvements, purchase appliances, take a vacation or consolidate your bills. With a personal loan designed to fit your budget, we can help you accomplish your borrowing needs. 

Manufactured Home and Land Loans - If you purchasing a manufactured home and land, we can finance your purchase with just one loan. No longer will you have to pay two payments, one to the landowner and one to the finance company.  

Home Improvement Loans - Is your family out growing your home? We can help you finance the cost of remodeling your home. In most cases, your present equity will allow you to finance the cost without any down payment. 

Land or Lot Purchase - Are you preparing for that dream home? We can finance the purchase of your property. When you pay off the land purchase or make a substantial reduction, we can help you finance that dream home. 

FLNB Overdraft Loan Protection - FLNB Overdraft Loan Account is your simple solution to immediate money needs. By simply adding the Overdraft Loan Account to your present account, you can actually loan yourself money.