EFFECTIVE MAY 11, 2018, Federal law requires all financial institutions to obtain, verify and record information that identifies the beneficial owners of all legal entity customers (subject to certain exclusions and exemptions) at the time a new account is opened, or an existing account renews.  This incudes Checking Accounts, Savings Accounts, Certificates of Deposits, Safe Deposit Boxes, and Loans.

FLNB Commercial Checking

First Liberty National Bank offers various types of Commerical Deposit Accounts.

Minimum Balance to Open$100.00
  
Overdraft Privilege Limit$3,500.00
 

The Minimum Daily Balance will be used in determining the fees assessed for all types of Commercial Accounts.

 Minimum Daily BalanceMonthly Service Charge
$20,000.00 and OverNo Charge
$19,999.99-$10,000.00$10.00
$9,999.99-$5,000.00$12.50
$4,999.00-$0.00$15.00


Commerical Accounts with Account Analysis:

Commercial accounts that would qualify for Account Analysis are high volume accounts which may have over 50 items per statement cycle or over 100 deposited items per month. Commerical Checking Accounts are reviewed periodically to ensure that the account is structured properly. The customer will be contacted by a Bank Representative prior to any account changes.