EFFECTIVE MAY 11, 2018, Federal law requires all financial institutions to obtain, verify and record information that identifies the beneficial owners of all legal entity customers (subject to certain exclusions and exemptions) at the time a new account is opened, or an existing account renews.  This incudes Checking Accounts, Savings Accounts, Certificates of Deposits, Safe Deposit Boxes, and Loans.


Lisa H. Fleetwood

Guy L. Harris

Matthew G. Harris

David P. Haywood

Paul J. Henry

Mrs. Barry N. Jeffrey

Charles L. McGuire

D. Mayes Middleton II

E.R. Norwood

Edward B. Pickett

Kelly D. Stretcher

Charles R. Wiggins

Advisory Directors

David S. Castle

Jerry N. Ursprung