Money Market Account

MONEY MARKET DEPOSIT ACCOUNT
- Our Money Market Account allows you to earn a higher interest then a Personal Savings Account. We require a minimum opening balance of $100.00. If you maintain an average balance of $500.00 or more, we do not charge a monthly activity service charge. If you maintain an average daily balance of $500.00 or more, we do not charge a monthly activity service charge.. If your average daily balance drops below $500.00, our monthly activity service charge is $12.00. Each withdrawal over the six allowed is a charge of $10.00 each.

INTEREST RATES
- Deposit interest rates are established weekly based on existing money market rates and local conditions. For our current Certificate rates please view our Interest Rates page, see one of our Bank Representatives or call our First Line at 336-5290. Certificates are opened on a fixed rate basis, your interest rate will remain the same for the term of the certificate, regardless if the interest rate changes during the time that you have your certificate open.

CASH MANAGEMENT
- To help you save on a monthly basis, we can set up an auto transfer from your checking account to your savings account. You tell us how much and we do the rest.

FLNB OVERDRAFT PROTECTION
- If the balance in your checking account is not sufficient to pay a check, money can be transferred from your savings account or your money market account to prevent an overdraft and the related service charge. The cost of this service is $2.00 per daily transfer.